ZARYAB KALIM; PROFESSOR DR. SHABANA GUL. Startups in the Shadows: Compliance, Licensing, and Capital Challenges for Fintech in KP. Dialogue Social Science Review (DSSR), [S. l.], v. 3, n. 8, p. 514–531, 2025. Disponível em: https://dialoguesreview.com/index.php/2/article/view/882. Acesso em: 16 apr. 2026.